Luca Lostumbo
Forum Replies Created
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December 10, 2018 at 19:19 #3089
Hey guys! Hope everything is fine!
I did the test, honestly i did not know about that and it surprised me a lot!
The spread of self-driving cars could put us in front of some moral dilemmas. Assuming that self-driving cars represent a quantum leap in car technology, it should be taken for granted that safety should also enjoy this leap in quality. Despite everything, computers are still programmed by human and could run into some error that would tilt the system.
Personally, however, in the various situations I do not find a link with the differences of gender, age, income or social status: life is a precious and nobody deserves to die because of a this kind of error, I also have difficulty understanding how the computer can recognize these differences. Speech aside for those who cross the red light, obviously should not be done and any damage caused for this action is only the responsibility of those who cross.
If technological development will move a car by itself it will have to be able to not be a danger. If there is even 1% chance of the car having problems like that, well I think it’s better to keep moving with human-driven cars. A solution to self driving cars could leave a margin of user use, in this case people: when someone realizes that the car has problems it could take control.
I’ve never been a supporter of self-driving cars because I like driving 🙂 In my opinion the test could be useful to highlight how the various countries in the world react to these types of problems or to stimulate the regulatory debate that will regulate self-driving cars (for me, the biggest “problem” about self-driving cars.)
The ultimate goal of the test is therefore to give to the artificial intelligence of the driverless cars the ability to make difficult choices with ethical implications. I’m curious to see how these ethical dilemmas will be solved in the meantime let’s enjoy our human-run car!
Thank you guys and good luck for the selection! Whatever happens I found this forum interesting and stimulating for some exchange of ideas on topics of ours days, thanks again!
Have a nice week!
Luca
November 14, 2018 at 13:07 #2983Hey guys!! Hope everything is fine!!!
Stefano, regarding crowdfunding, I think that this way to get funding can be valid, especially for the start-ups but not only. We should also remember that the new European rules are making it much more difficult for banks to provide credit to the bands of undercapitalized operators, with low profitability, with irregular banking relationships. One could therefore think that “crowdfunding can compensate for the failure to obtain traditional funding” . However, this phenomenon – as illustrious authors recall – “works well in countries where there are already other funding opportunities” because “it can only be successful if it is part of a longer supply chain “.
Crowdfunding has a series of main features that differentiate it from other types of financing: flexibility, involvement of communities, variety of its forms and the democratization of finance. In addition, the crowdfunding, in each of its models (there are four: donation-based, social lending, equity-based and reward-based), can allow you to test the validity of your projects, exposing them to the judgment of the Internet crowd and, therefore, to a multitude of people difficult to reach in other ways – thus ensuring a return not so much (or not only) economic, but in terms of feedback. Moreover, if the idea is well received by the web, a crowdfunding campaign can become a powerful marketing tool able to effectively build a valid brand image.
Crowdfunding, regardless of its type, could also expose to a series of disadvantages, that are some contraindications that could turn into risks or limits: information asymmetry, moral hazard and adverse selection. In the end, in both directions, there is a lack of clear unambiguous regulation of crowdfunding and related taxation.
Moreover, in my opinion, I think the success of crowdfunding is closely linked to the culture of the country where this type of activity is carried out: countries with a digital literacy rate and greater trust in online payments are more likely to succeed than others.
In 2017 online equity fundraisers in Italy reached 11,586 million euro, almost tripling the results of the previous year. The forecasts for 2018 speak of over 8,000 million (data updated to May 13, 2018). These are significant numbers if we consider that in 2014, only 1,308 million euros were invested in startups and innovative SMEs.
In the end, crowdfunding is a constantly expanding phenomenon that if used with constancy and intelligence can really help in the realization of a project. Skills such as public relations (to gain investor confidence), excellent skills in the economic field and right strategic choices (web marketing, etc.) are the basis of a successful project but there are the conditions to exploit this type of financing in an optimal way.
And you guys what do you think about crowdfunding? Let me know!!!!!
Have a nice day, bye!!!
Luca
November 6, 2018 at 12:46 #2939Hey guys! How are you?
In these days in China is taking place the China International Import Expo, an initiative supported by the Chinese Ministry of Commerce and the Shanghai Municipal Government to promote world trade, staged in the economic capital of China from 5th to 10th November 2018. It is a global event that sees for the first time China engaged in a fair dedicated exclusively to the import of products and services, encouraging the presence of foreign exhibitors. This brings me to reflect on how China in recent years has expanded its economic horizons and led its market to compete with the whole world.
So i would like to ask you, if you were a start upper and you could decide where to start your business, would you choose China? If yes why and in which market would you focus your business? If not, would you choose to stay in Europe or would you still want to move elsewhere?
In my opinion China is a fertile ground for who wants to open a start up, starting from the fact that they are a country in economic expansion (commercial wars permitting), moreover China after the US is the country with the greatest number of unicorns: start ups valued over one billion dollars. In 2014, the government has launched mass innovation projects, in 4 years 13 million new companies were created, 90% of which were private. Then, in last years investments in startups have grown in percentage terms more than in the United States.
So, I think that doing start ups in China could be interesting even if the Eldorado remains the Silicon Valley. Personally if I had to open a start up I would position myself in the Tech market or in renewable energies.
And you guys what do you think? Let me know!!!
See you!
Luca
October 30, 2018 at 13:01 #2916Hey guys! How are you?
I think wasteshark is a nice technological innovation to fight one of the most serious problems nowadays: plastic pollution. Once again it is man who has created this problem and it is our task to try to remedy it.
About Precious Plastic, I find the project incredibly useful for society. It is right that someone gives weight to this problem and offers a free service to raise awareness and improve the knowledge of this topic.
To create a business I think that the service should be offered for a fee, this would bring a minor approach to the project (because not everyone wants to join a payment) but more motivation because who really wants to join will be totally interested in the project.
Furthermore, who offers sustainable projects to the community could have an economic return. Not only that, the creation of a business could bring companies operating in the sector to cooperate with the project. Cooperation could lead to a real production chain, where the idea made available can be taken into consideration by companies that could improve their activity. This system would lead the production chain towards an improvement in output as it was processed by who have adequate production facilities for the realization.
Wait for another ideas and topics!
Have a nice day!
Luca
October 24, 2018 at 13:10 #2891Hi everyone! Hope everything is fine!
Luca, this is actually a good question. UK is the most startup friendly country in Europe: in five sectors – artificial intelligence, fintech, insurtech, industry 4.0 and digital construction – the data collected by the consulting firm and the innovation platform show how lot of startups are concentrated in UK (the most in London). Where, moreover, the largest share of capital was also collected.
With Brexit i think that these capacity to attract capital from Europe over London will decrease. And therefore these resources will be distributed to other European realities: i’m thinking about Spain, the second European reality for artificial intelligence (7.8%) and for capital raised in this sector (5.6%). Or Norway and Netherlands, able to attract 10.1% and 9% of investments in industry 4.0 but even France or Germany. Of course talking about these country i refer to the respective capitals.
Another example is Estonia which boasts more startups per person than any other place in Europe. The internal market is very small; this is why the country has developed a startup system that can help entrepreneurs reach the global market. The capital Tallinn is now home to a thriving reality of digital startups, which began in the early 2000s with the development of Skype. The ability to use English and digital skills are high, but the cost of living remains low and the spaces for co-working are expanding.
In conclusion, there are good cities to open a start-up in Europe, these cities must be good at exploiting this opportunity of Brexit to take advantage of it and attract new capitals.
Have a good day guys! See you 🙂
Luca
October 22, 2018 at 16:57 #2873Hey guys! Sorry for my absence but i had important stuffs to do.
Regarding Giorgio’s question, unfortunately with our actions we are changing the normal course of the nature and this makes me feel a little bit sad.The event is wonderful but is too early compared to when it should happen. All this leads me to wonder if we already crossed the no return point or there is still hope to return as close as possible to normality.
Certainly the use of renewable energy and a more sensitive attention to this problem that affects all of us, no one excluded, could help.
However, for make me forgive about my absence, i would propose a new topic for a discussion: Brexit. In fact, recently 700000 people have demonstrated in London asking for an agreement between UK and EU,it seems in fact that both parts have not yet agreed while 29th march (official day of Brexit) is approaching. A “no deal” scenario (considered by all the worst result for Brexit) could be reality even if in my opinion it is difficult for UK government to come out in this way: there would be dangerous consequences on companies and citizens.So, I think that UK and EU will reach an agreement.
And you guys what do you think about Brexit in general and how do you think the situation will evolve?
Let me know!! For the moment i propose this article
https://inews.co.uk/news/brexit/no-deal-brexit-what-meaning-uk-leave-uk-consequences/
Have a good day!
Luca
October 16, 2018 at 21:10 #2836Hi everyone! Thanks for the answers!
Benedetta, i agree with you when you said that we must be aware that on the Web our informations are not 100% secure and we should be more careful about we post on the Internet, on the other hand i think that this fact is really serious because it is a flaw in the informatic system of a company like Facebook. Companies that base their activity on the web can not allow someone to obtain the private data and informations of a user who accepts, more or less superficially, the use and the possession of their data.
Everyday someone is victim of phishing and other means of stealing sensitive data, it is a naivety committed by a person that has repercussions mainly on itself. In this case it is a global colossus that commits naivety in my opinion unacceptable. Facebook will pay a fine of 1.63 billion dollars, a high figure but in the meantime the victims of the theft have their private informations surfing the dark web, if i were one of them i would not be so happy. As Stefano said this money instead of being spent on fines could be used to reinforce security systems. Cybersecurity is essential today.
As discussed in the topic on Industry 4.0, technology is getting more and more relevance in everyday life and is progressing at an exponential level so cybersecurity must be a priority for a company in this era.
I also agree that children, who almost know more than us, since elementary school should be “educated” about how to deal with the Web, which is extremely precious but at the same time dangerous.
Surely Facebook will remedy and maybe with the help of the institutions designed to investigate will even find the culprit, but for the moment his reputation is affected by this fact.
Thanks again for the answers, really interesting posts!
See you soon!
Luca
October 16, 2018 at 13:30 #2828Hey guys! How are you?
Did you hear that someone few weeks ago has hacked 30 million accounts on Facebook? This could be dangerous for people that being hacked! Moreover, the violated informations has been sold on the dark web for 3 dollars!!!!! It is nothing considering the value that private informations has!!!
I would be worried to know that my private informations are spread in the dark web and anyone who is willing can buy them to do who knows what!
What do you think about that guys?! Let me know
For the moment i leave you this article,then we can discuss!!
See you!
Luca
October 14, 2018 at 14:02 #2798Hi guys!
Thanks Luca for this new topic!
This words are linked with a tweet wrote by Elon Musk on 1st June 2017. The tweet is: Am departing presidential councils. Climate change is real. Leaving Paris is not good for America or the world.
Musk is talking about the Paris climate agreement, this one sets out a comprehensive action plan aimed at putting the world back on track to avoid dangerous climate change by limiting global warming to well below 2°C. Governments have agreed to:
-maintain the average global temperature increase well below 2 ° C compared to pre-industrial levels as a long-term objective
-aim to limit the increase to 1.5 ° C, as this would significantly reduce the risks and impacts of climate change
-ensure that global emissions reach the maximum level as soon as possible, while recognizing that it will take more time for developing countries
-then proceed to rapid reductions in accordance with the most advanced scientific solutions available.
So this tweet was a reaction by Musk following the Trump statements of wanting to take the USA out of the Paris agreements (Musk is part of a presidential team that deals with climate change). Trump was indeed convinced that the agreements “are not realistic for the United States, instead favoring countries like China. The result for the White House is that the agreement is not in line with the guiding principle of the Trump administration, that of ‘America First’. In November 2017, Syria also joined the agreements, leaving the USA as the only country not to join the pacts. Trump later declared that he wanted to join only when and if the pacts were revisited.
In my opinion, it is right that global society is concerned about climate change, especially where they are created by the human himself, who is polluting the world with his activities, probably exaggerated. Over the last decade, we have seen an impressive series of record storms, forest fires, droughts, coral bleaching, heat waves and flooding all over the world, with just 1 ° C of global warming. But the situation will worsen with an increase of 1.5 ° C and will do so even further with 2 ° C, says the IPCC (Intergovernmental Panel on Climate Change) “Special Report on Global Warming of 1.5 ° C”, which took into consideration over six thousand studies. The situation seems rather serious and we need the help of governments (especially the most powerful ones) to try to make up for our own mistake. How?
Abandoning all fossil-fuel-based infrastructure, implementing renewable energy sources and removing carbon from the atmosphere on a large scale. Is not impossible but neither easy and it takes time, but is human’s task with the help of forests (whick clean the atmosphere from CO2) to ensure a clean world to the next generations.
What do you think guys? Let me know!!!
See you!
Luca
October 13, 2018 at 14:53 #2788Hey guys! How are you?
Thanks Giovanni for the new topic!
Honestly, even if social media were describing the situation as dangerous, I never expected a catastrophe with the election of Trump (in my opinion Hillary Clinton was not so better than him).
We can say that his motto “America first” is also reflected in the economic sphere. In fact, Trump has so far remained coherent with his ideas of economic nationalism. Trump’s goal is to actively invest in its economy in order to make it grow but at the expense of foreign competitors. To do this whenever it deems it appropriate Trump critics companies that do offshoring. The use of Twitter in my opinion is the most effective tool of this policy through which the president expresses positive or negative opinions on the choices of companies operating in USA.
Trump’s ideas aims at the prosperity of the nation, at improving production efficiency, and at increasing individual productivity, moreover, less taxation and less regulation are foreseen for individuals and companies.
Stefano, in my opinion this policy could have a negative returns on United States: a tax revenue’s reduce will lead to an increase in the deficit, on the international trade front instead this policy of protectionism would disadvantage American exporters, who would reflect the increase in costs of their products (obtaining pieces from abroad would have more favorable prices) on consumers. Do you agree? Let me know.
Luca
October 11, 2018 at 20:12 #2767Sorry guys in the previous post the link did not work, i try to repost https://tecnologia.libero.it/industria-4-0-cosa-e-e-quali-sono-i-vantaggi-12664
October 11, 2018 at 20:04 #2766Hi everyone, especially to the newcomers!!! Welcome on board!
Today’s convention was so interesting, it was a great opportunity for us to hear testimonies from people that works in such important companies!
I totally agree with you Benedetta, we have not to be afraid from the technology just because it could replace people in the labour market! Indeed, as already stated during the samsung innovation camp presentation, technology will create new jobs.
Then, i agree with Antonio Bossio from Samsung when he said that is the human that control the technology and not the opposite (Human centric technology). It is therefore, the task of human and consequently of companies beings to be sensitive to technological progress and to exploit this continuous exponential growth of technology in its favor.
Surely, technology has taken some of our privacy (today, is very easy to catch personal informations on the web),on the other hand it has a huge potential: allows the world to be connected, to exchange information quickly and make new discoveries useful for the development of new business! Moreover, technology is part of our everyday life, for this reason i think it is also changing our society (I am reminded of the example made today during the convention of the 3-year-old who had to do with the television, I have 5 nephews all among 3 and 15 years old and although sad I have to admit that they spend a lot of time on tablets, smartphones, etc., when, and I think you too, at their age we were often at the park to play!)
I firmly believe that if technology were always used as a fundamental resource for human development, the whole of society would benefit! Unfortunately there are examples of inappropriated using of technology, but that’s another story… We don’t live in a perfect world and everyone of us knows it.
In conclusion i want to propose you this article about the Industry 4.0, https://tecnologia.libero.it/industria-4-0-cosa-e-e-quali-sono-i-vantaggi-12664
And you guys what do you think about technology and digital transformation?
Let me know.
See you!!!
Luca
October 10, 2018 at 19:54 #2751Hi everyone! Hope everything is ok!
I already expressed my opinions on Elon Musk earthquake and now i would like to say something on the “basic income” (thanks Vale for the new topic).
In general,even if i am not the number one supporter of this government, i think that the reform is not a bad idea: it is a new measure aimed at helping people who have lost their jobs and who live below the poverty line. The basic income makes sure that the citizen receives the sum necessary to face all the main expenses and in return is bound to enter into a program of job placement,as already said by someone, if you refuse 3 times the job offer of the employment center you lose the enjoyment of income.The reform,according to estimates, has a total cost of 17 billion euros, an important sum for a State. In concrete, however, I think it is difficult to achieve: the reform will be included in the next budget law, which in these days is on all the national medias for the too optimistic forecasts of the government on the future, it seems that the deficit / GDP ratio wanted by the government is around 2.4% . According to the Stability and Growth Pact, a member country of the EU must not exceed the ceiling of the 3% deficit/GDP ratio, those who approach it recklessly incur three progressive situations: warning, recommendation and sanction. Furthermore, the pact states that the public debt / GDP ratio does not exceed 60%, the Italian one is around 132%. For this reasons, I think that Italy can not afford a deficit / PIl so high and therefore support the basic income and all other maneuvers promised in the election campaign understood as they were declared, perhaps with a review and a consequent decrease in the deficit / GDP ratio the reforms could be sustainable (the same minister of the economy Tria has declared that the italian deficit / GDP ratio must be around 1.6%, at most 2%).
And you guys what do you think? Will the government go straight for his way or maybe will try to review the reform?
Thanks for the attention! Waiting for others post!
Have a good day!
Luca
October 8, 2018 at 15:00 #2716Good afternoon to everybody,
I have read all your post, i find this forum very interesting and i enjoy partecipate actively. In particular, i liked when Giorgio said if we can think out of the box and see this situation from another point of view, i liked it because as i said in my previous post i have always considered Elon Musk as a genius and a genius usually think out of the box. Furthermore, when we analize a situation we should consider all the variables that go outside the grid because the solution could be there. Nevertheless, in this case i think that Musk didn’t intentionally caused this earthquake, i think so because i can’t see the benefits that can be drawn from this situation (i will be happy if you Giorgio or someone else that want express his idea about this could list some), surely Musk has knowledges of social networks and he knows what a single post on Facebook/Twitter etc can cause but in my opinion this is a naive mistake for a person capable of being among the richest in the world thanks to his skills. He is a human and everyone can make mistake, he will pay the consequences but nobody will change the idea about a person who knows how to do his job but that in this period, given the difficulties in achieving certain goals, he is acting too much on impulse and not very rationally. I am sure that Musk will return to the headlines for his brilliant intuitions and not for these problems with the institutions.
Now my attention moves to Tesla as a company, because Musk can’t be the president for the next three years (he is still the CEO) so it has to find a new president, the company also agreed to appoint its advisers on its board of directors and to set up a new control and monitoring committee for Musk communications. So is starting a new corporate governance era for Tesla. My question for all of you guys is: will the company recover from this turbulence or the future for Tesla is still (too) uncertain? What do you think about that?
Let’s keep exchanging ideas!
Have a good day!
Luca
October 6, 2018 at 15:28 #2705Hey guys! How are you? 🙂
About the article, i have always respected Elon Musk, don’t forget that he is CEO of Tesla, CEO and founder of SpaceX (an aerospacial company with the aim of creating technologies to reduce the costs of access to space and allow the colonization of Mars) and CEO and cofounder of Paypal, so i have always considered him as a genius. This time, instead, i do not agree with his communication choices: especially if you are the CEO of a big company as Tesla that has lot of shareholders and consequently moves lot of money every day you have to be careful with social medias and what you write there, then i think that this kind of decision that are very important has to be communicated in another way, maybe more formal and firstly with people that really invest in the company, not with all your followers. Musk already paid his choices because the SEC fined him and forced him to leave Tesla’s presidency for three years but he did not take it very well, infact on twitter two days ago he called the SEC (Securities and exchange commission) “Shortseller Enrichment Commission” (shortseller are stock market speculators), after this tweet Tesla’s shares lost around 4%.
In the end, i think that Musk has to be more diplomatic and not act against institutions in place for the proper functioning of the market, on the other hand i’m pretty sure that he will continue on his way and will carry on his umpteenth battle. How will end this time?
Thanks for the attention and waiting for another opinions and ideas!
Have a nice day!
Luca
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